Commercial Coverage Highlights
We offer a comprehensive line of insurance products to ensure you spend less time worrying and more time making your business a success.
Liability Protection
- General Liability: Protects assets and pays for obligations and legal defense cost.
- Professional Liability (E&O): Protects against claims of negligence in services.
- Employment Practices (EPLI): Covers claims of wrongful termination or harassment.
- Directors & Officers (D&O): Coverage for board members against wrongful act allegations.
Property & Operations
- Commercial Property: Protects buildings, machinery, inventory, and furniture.
- Business Interruption: Covers lost earnings if you cannot operate after a loss.
- Equipment Breakdown: Specialized coverage for vital machinery and tech.
Specialized Commercial Risk
- Cyber Liability: Protection from data breaches, extortions, and malware.
- Umbrella Liability: Extra protection picking up where existing policies stop.
- Crime Coverage: Protects against employee dishonesty and forgery.
Fleet & Employee Safety
- Commercial Auto: Covers financial costs resulting from business-related accidents.
- Workers Compensation: Mandatory benefits for work-related injuries or illnesses.
- Disability Benefits Law (DBL): Ensuring compliance with NY state requirements.