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Classic/Collector Car Insurance

A good Classic Collector car insurance policy is in some ways like a good coat of wax.  You don’t necessarily see it – but you know it’s there protecting your prized vehicle from the elements.

At Hometown Insurance Agency, we understand how much you care about your classic car.  We know what it feels like to have the neighbors watch in wonder as you spend an entire weekend washing, drying, clay-barring, polishing, waxing, and buffing your car’s paint until you can see the color of your eyes reflecting off the mirror-like finish!  You see, that’s exactly how we feel about insurance!

You owe it to yourself to protect your vehicle with the absolute best Classic Collectors insurance available.  At Hometown, we can provide you with insurance that’s on par with the level of care you give to your vehicle.

Hagerty is pleased to offer collector car insurance to clients and friends of Hometown Insurance Agency. Take a look at some of the features and benefits we have to offer:

Low Premiums

Our rates are drastically lower than standard.  For example: The standard rate on a ’65 Mustang could hit $800/year. Hagerty’s average premium on the same car?  Just $110.

Agreed Value Coverage

In case of a total loss, you will receive the full amount for which you have insured your vehicle.

No Deductible

Our base program has no deductible requirement. However, you have the freedom to select optional deductibles to lower your premium.

Flexible Usage

Drivers can enjoy their classics with comfortable limits. Our policy allows for an occasional leisure drive, not just to parades or car events.

In-House Claims Department

We want your claim handled by a collector insurance expert, so most claims are managed at Hagerty. We’re here for you, even seven days a week during the busiest hobby months, April-October.

Repair Shop of Choice

Your choice, not ours. Take your collector cars to your favorite repair shop.

Restoration Coverage

You can protect your classic and its increasing value during an active restoration project.