Terms of Use


All site content is for informational purposes only and is not to be considered legal advice.  All statements are subject to the provisions, exclusions and conditions of the applicable insurance policy. For an actual description of all coverages, terms and conditions, refer to your insurance contract.  Coverages and discounts are subject to individual underwriting qualifications and to state availability.

The inclusion of, or linking to, other Web site URLs does not imply our endorsement of, nor responsibility for, those Web sites, but has been done as a convenience to our Web site visitors.

Privacy Policy

We pride ourselves in providing you, the customer, with the highest quality products and services.  It is Hometown Insurance Agency of LI, Inc.’s policy never to give, sell or trade our customer’s names with any outside agencies or companies.

Insurance Rate Quotes and Requests for Rate Quotes

By submitting a request for insurance or receiving an online insurance quote, I understand that I will receive a quote only, and not an offer of insurance.  I acknowledge that there is no coverage in force until an application is completed, approved, and premium is received by the issuing company.