Terms of Use

Solicitation of Insurance

Despite the efforts of Hometown Insurance Agency of Long Island to provide accurate information, it is not possible to completely ensure that all information is constantly correct. The material presented on this server could include technical inaccuracies or typographical errors.

As such, Hometown Insurance Agency of Long Island does not accept any responsibility or liability for any actions taken as a result of using this information. Further, Hometown Insurance Agency of Long Island assumes no responsibility for errors or emissions in the materials on this web site.

The information and descriptions contained in this site are intended as general information and are not necessarily complete descriptions of all terms, exclusions and conditions applicable to the products and services offered by Hometown Insurance Agency of Long Island or any insurance company represented by the agency. The information contained throughout this web site is not an insurance policy or contract of insurance. Coverage and issues discussed are for the area of the States in which Hometown Insurance Agency of LI is licensed and may not be applicable in other areas. The insurance coverage afforded by Hometown Insurance Agency of Long Island is subject to the terms and conditions of the policies issued. Hometown Insurance Agency of Long Island is licensed in the States of AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WV, WI, WY and does not solicit business for persons or property outside of these States.

The information contained in this Web site is not the policy itself and is designed only to briefly describe its contents. Each insurance company’s coverages may be different. For complete details and important exclusions, please read the policy. It is also not to be deemed the rendering of legal or insurance advice. If legal advice is sought, contact an attorney. Please contact Hometown Insurance Agency of Long Island for insurance advice. No changes can be made or coverage bound via this Web site, by e-mail, voice mail, or answering service.

To make any changes to your current policy or to bind coverage, please call us at 631-589-0100. This site is provided for general information about all of the different types of insurance that the Hometown Insurance Agency of Long Island can offer through the companies that we represent. Coverage can NOT be bound for ANY type of insurance by electronic means through use of this site. Please contact us by e-mail if you have any questions about the terms under which this site is operated, or call us at 631-589-0100 with any questions.

Warning about E-Mail

Information that is transmitted by e-mail over the Internet is not secure and can be intercepted and read by other Internet users. DO NOT use e-mail to send Hometown Insurance Agency of Long Island private or confidential data about yourself or others. Additionally, the Hometown Insurance Agency of Long Island will not use e-mail to transmit responses that contain private or confidential data on an individual.

Copyright Notice

The names, trademarks, service marks and logos of Hometown Insurance Agency of Long Island and any of the insurance companies represented by the agency may not be used in any advertising or publicity, or otherwise to indicate Hometown Insurance Agency of Long Island’s sponsorship of or affiliation with any product or service, without Hometown Insurance Agency of Long Island’s prior express written permission.

No Warranty

Hometown Insurance Agency of Long Island does not warrant the accuracy, adequacy or completeness of the information and material contained in this site and expressly disclaims liability for any errors or omissions in the information and materials. No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchant ability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials contained in this site.

Limited Liability

In no event will Hometown Insurance Agency of Long Island, its agents or employees, be liable for any damages, losses or other expenses arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Hometown Insurance Agency of Long Island, or its representatives, are advised of the possibility of such damages, losses or other expenses.